by Alicia Bodine, Contributing Writer
The way the site works is, a movie is played for the student and the student takes quizzes, practices vocabulary words presented in the movie, and plays games that re-enforce the learning from the video. The student is practicing comprehension skills. The videos are in the form of cartoons. The video characters talk a bit slow, so that the children can comprehend what is being taught.
Once your children finish all of the videos on their age level, they have the option to begin the next grade level. I like this because my daughter is ahead one year in her schooling. So, it lets students work at their own pace, and keeps advanced children from getting bored.
Worth the Price?
I liked the videos and the quizzes, but I am unhappy about the price. Brainpopjr.com requires an annual subscription. Your subscription price varies on whether you are a homeschooler or a teacher or how many students that are going to access the account. As a homeschooling mom I chose the smallest homeschool subscription to select and it presented an annual fee of $115. That is too much money for me; however it may not be for someone else. Weigh the options. If money is not a concern, then I recommend that you sign up for this site and Brainpopjr. may be worthwhile for you.
For a school to use Brainpopjr, there is an annual fee of $725.
There is a free 5 day trial that you can sign up for, which is how I was able to do this review. I would suggest that you sign up for the free trial and have your kids play the games for five days. They will have fun watching the videos and they will be quizzed on what they have learned. After that, you will be able to make the most informed choice about the site and whether it would be right to use in your family.
This article was previously published on the Yahoo Contributor Network.
by Alicia Bodine, Contributing Writer
There are two types of 529 plans: prepaid and savings. Each state has at least one 529 Plan. It is the state that decides whether they are going to offer a 529 plan and what that plan will look like. The plans offered by the State are generally savings plans. These plans can be used to pay any accredited College or University. Prepaid plans are offered by the Educational Institution itself. This is good if you know the particular College or University your child is going to attend. You can easily set up a plan with the school and begin to pre-pay your child's tuition.
There are no income or age restrictions associated with either 529 Plan. This allows you to start out small if you cannot afford to start out with a large contribution.
There are 3 Major benefits you can get from a 529 Plan:
1. The Tax Breaks: You are not required to pay taxes on your money while it is growing. Also, whatever money is dispersed to your college student often times comes out tax free (with the federal government). Each state offers different tax breaks you can check out as well.
2. You are always in control of the funds: You decide when to withdrawal money from the plan and for what reason. Most of the time you can even reclaim the money for yourself should your child decide to drop out or not attend college at all. Of course there are penalty fees and taxes you must pay if you choose this route.
3. Convenience: You can set up the plan and basically forget about it. It is as easy as 1,2, 3. 1. Complete the enrollment form, 2. Make your contribution, and 3. Set up automatic withdrawal (optional).
Finally, if you are wondering how having a 529 Plan will affect your chances of getting grants and loans, a new law was passed for the 06-07 school year. No 529's in a student's name will count against them as assets. For plans in a parent's name, however, the Federal aid will be reduced by 5.64% of the plan's value.
This article originally appeared on the Yahoo Contributor Network.
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